Privacy Policy
How we handle your data when you use the IntelliCard mobile app.
Last updated: Feb 6, 2026
No server storage
Your budgets, receipts, and card details stay on your device.
On-device processing
Receipt scans are handled locally and never uploaded.
No ads or tracking
We do not sell data or track you across apps or websites.
We do not store your personal financial data on our servers.
1. Introduction
Intelligent Expense Tracker ("we," "our," or "us") respects your privacy.
This Privacy Policy explains how we collect, use, and disclose information
about you when you use our mobile application (the "App").
2. Data Collection and Storage
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Local Storage: All transaction data, card details (nickname, issuer,
limits, balances), budgets, and settings are stored locally on your device.
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Data Minimization: We only process the data you explicitly enter or scan.
We do not collect card numbers or CVV codes.
- No account backend: The app does not operate a remote account system.
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Data export: If you choose to export a backup, the file is saved locally
and shared via the iOS share sheet. We do not upload it.
3. On-Device Processing
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Receipt Scanning: Images you capture for receipt scanning are processed locally
on your device using Apple Vision OCR. Images are not uploaded to our servers.
4. Data Sharing & Tracking
- No sale of data.
- No advertising SDKs.
- No tracking across apps or websites.
-
Crash reporting: If enabled, we use Sentry to collect crash logs and
diagnostic data (such as device model and OS version) to improve app stability.
5. App Permissions
The App may request the following permissions:
- Camera: To scan receipts.
- Photo Library: To select receipt images.
- Face ID / Biometrics: To securely unlock the App.
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Notifications: To send payment reminders and budget alerts
(scheduled locally on your device).
You can revoke these permissions at any time in your device settings.
6. Security
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Encryption: Local data is encrypted at rest using an encryption key stored
in the iOS Keychain via SecureStore.
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Crash diagnostics: Crash reports may include error logs and device details
but do not include your financial data.
7. Account Deletion
You can delete your account and all associated data directly within the App settings
by selecting "Delete account & data" or "Wipe all app data." This action is
irreversible and removes all data from your device.
8. Changes to this Policy
We may update this Privacy Policy from time to time. If we make changes,
we will notify you by revising the date at the top of the policy.
9. Contact Us
If you have any questions about this Privacy Policy, please contact us at: